get a tax advantage for paying not what i call nonessential services. if you come to see me for a common cold, you don't want insurance to cover that if you're in the middle class. because if insurance covers it, your premiums are going up. we need more payment out of pocket. what's not reported enough is that a lot of countries that have universal health insurance, they have a much more of a-- the patient having skin in the game and that's what we need here. >> i'm afraid that nancy pelosi was right on one thing, we'll know what's in obamacare after we pass it. >> after we've suffered. >> mike: very well said. dr. marc siegel, great to have you here. a new york cop is facing life in prison for basically having sick thoughts like cannibalism. is that the proper sentence for somebody who hasn't hurt anyone else? and i'll discuss the case with "the five"'s kimberly guilfoyle next. anyone have occasional constipation, diarrhea, gas, bloating? yes! one phillips' colon health probiotic cap each day helps defend against these digestive issues with three strai